OUR GOAL
 

Our goal is to find you the best mortgage with the features to suit you. Having the lowest mortgage rate may not necessarily be the best solution for you. You need to have the mortgage that suits your circumstances.

Our loan consultants are ready to answer your questions about mortgages in order to help you understand the types of loans and terms, we are ready to work for you to find you the most suitable mortgage for you.

   
  FIND A PROPERTY  
Select A Mortgage will guide you through the entire home buying process. We will help you determine how much you can borrow and which loan is the right loan for you. Select A Mortgage will take you from application to settlement with this simple eight step home buying process.  

Determine How Much You Can Borrow
A Select A Mortgage Loan Consultant can show you how to maximize the amount you can borrow. Try our Mortgage Calculators to get a general idea of how much our lenders will be able to lend you and what your loan repayment will equate to monthly.

Find the Best Home Loan for You
Select A Mortgage will walk you through all the different home loan options and help you decide which is the best type of loan for you. Our commitment is to advise you of the best home loan we have available for your situation from our large Panel of Lenders.

Get Your Loan Pre-Approved
Each time you submit an application that is rejected, future loan applications are less likely to be approved. Select A Mortgage knows which lenders are most likely to accept your application. By allowing us to assist you with your loan application you are more likely to be pre-approved allowing your search for a house to be more productive.

Find a House
Now that you have all the necessary financing and paperwork together you can begin a productive search for your property. Select A Mortgage can assist you with finding a real estate agent in your local area.

Exchange Contracts
Once you have decided on the house you want, you will formally exchange contracts. Ideally the Purchase Contract should include the condition that the purchase is subject to Finance being formally approved within 14 days of the signing of the contract.

Formal Approval
Once you have provided a copy of your purchase contract to Select A Mortgage, we will arrange formal approval of your loan application.

Choose a Solicitor or Conveyancer
Once you have all your finances in order you will need a solicitor. Select A Mortgage can assist you in finding a solicitor/conveyancer in your local area. Your Solicitor/Conveyancer will complete the settlement arrangements for your new home.

Congratulations on your purchase!
Select A Mortgage will be available at any time to assist you with your new home loan or any other home finance facilities you or your friends may require in the future.

 
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